Payment Gateways

Flutterwave vs Instamojo

Both are payment gateways. The short answer: choose Flutterwave if you are businesses selling across many African countries; choose Instamojo if you are micro businesses and creators selling without a full website.

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Flutterwave logo FlutterwaveInstamojo logo Instamojo
Best forBusinesses selling across many African countriesMicro businesses and creators selling without a full website
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways, E-commerce Platforms
Strengths
  • Wide African coverage
  • Payment links and store
  • Many currencies
  • Very quick to start
  • Payment links and free store builder
Watch out for
  • Compliance reviews can be slow
  • Fees differ by market
  • Fewer advanced features for scaling
Visit FlutterwaveVisit Instamojo

Which should you choose?

Flutterwave: Pan-African payments company supporting cards, mobile money and bank transfers in many currencies.

Instamojo: Payment links and a simple online store builder for small sellers.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.