Payment Gateways

GoCardless vs PayU India

Both are payment gateways. The short answer: choose GoCardless if you are businesses collecting recurring payments by bank debit; choose PayU India if you are e-commerce and education businesses with mixed payment methods.

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GoCardless logo GoCardlessPayU India logo PayU India
Best forBusinesses collecting recurring payments by bank debitE-commerce and education businesses with mixed payment methods
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Lower fees than cards for recurring payments
  • Automatic retries for failed payments
  • Integrates with Xero and QuickBooks
  • Many payment options including EMI
  • Established provider
Watch out for
  • Bank payments take days to settle
  • Not for one-off card checkouts
  • Onboarding and fees depend on business category
Visit GoCardlessVisit PayU India

Which should you choose?

GoCardless: Payment platform for direct debit and bank payments, popular for subscriptions and recurring invoices in the UK and Europe.

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.