Payment Gateways

Instamojo vs Flutterwave

Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose Flutterwave if you are businesses selling across many African countries.

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Instamojo logo InstamojoFlutterwave logo Flutterwave
Best forMicro businesses and creators selling without a full websiteBusinesses selling across many African countries
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesGlobal
CategoriesPayment Gateways, E-commerce PlatformsPayment Gateways
Strengths
  • Very quick to start
  • Payment links and free store builder
  • Wide African coverage
  • Payment links and store
  • Many currencies
Watch out for
  • Fewer advanced features for scaling
  • Compliance reviews can be slow
  • Fees differ by market
Visit InstamojoVisit Flutterwave

Which should you choose?

Instamojo: Payment links and a simple online store builder for small sellers.

Flutterwave: Pan-African payments company supporting cards, mobile money and bank transfers in many currencies.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.