Payment Gateways
Instamojo vs GoCardless
Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose GoCardless if you are businesses collecting recurring payments by bank debit.
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| Best for | Micro businesses and creators selling without a full website | Businesses collecting recurring payments by bank debit |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Global |
| Categories | Payment Gateways, E-commerce Platforms | Payment Gateways |
| Strengths |
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| Watch out for |
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| Visit Instamojo | Visit GoCardless |
Which should you choose?
Instamojo: Payment links and a simple online store builder for small sellers.
GoCardless: Payment platform for direct debit and bank payments, popular for subscriptions and recurring invoices in the UK and Europe.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.