Payment Gateways
Instamojo vs Paystack
Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose Paystack if you are businesses accepting payments in Nigeria, Ghana, Kenya and South Africa.
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| Best for | Micro businesses and creators selling without a full website | Businesses accepting payments in Nigeria, Ghana, Kenya and South Africa |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Global |
| Categories | Payment Gateways, E-commerce Platforms | Payment Gateways |
| Strengths |
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| Watch out for |
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| Visit Instamojo | Visit Paystack |
Which should you choose?
Instamojo: Payment links and a simple online store builder for small sellers.
Paystack: Stripe-owned African payment gateway for cards, bank transfers, USSD and mobile money.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.