Payment Gateways
Instamojo vs Wise Business
Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose Wise Business if you are freelancers, agencies and exporters receiving and paying in foreign currencies.
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| Best for | Micro businesses and creators selling without a full website | Freelancers, agencies and exporters receiving and paying in foreign currencies |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Global |
| Categories | Payment Gateways, E-commerce Platforms | Payment Gateways, Freelancer & Agency Tools |
| Strengths |
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| Watch out for |
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| Visit Instamojo | Visit Wise Business |
Which should you choose?
Instamojo: Payment links and a simple online store builder for small sellers.
Wise Business: Multi-currency business account with local bank details in several currencies and transfers at the mid-market exchange rate.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.