Payment Gateways

Instamojo vs Xendit

Both are payment gateways. The short answer: choose Instamojo if you are micro businesses and creators selling without a full website; choose Xendit if you are businesses accepting payments in Indonesia and the Philippines.

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Instamojo logo InstamojoXendit logo Xendit
Best forMicro businesses and creators selling without a full websiteBusinesses accepting payments in Indonesia and the Philippines
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesGlobal
CategoriesPayment Gateways, E-commerce PlatformsPayment Gateways
Strengths
  • Very quick to start
  • Payment links and free store builder
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
Watch out for
  • Fewer advanced features for scaling
  • Coverage limited to SEA
  • Fees vary by method
Visit InstamojoVisit Xendit

Which should you choose?

Instamojo: Payment links and a simple online store builder for small sellers.

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.