Payment Gateways

PayPal Business vs Razorpay

Both are payment gateways. The short answer: choose PayPal Business if you are freelancers and small sellers getting paid by international buyers; choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway.

Some links on this site are affiliate links. If you buy through them we may earn a commission at no extra cost to you. Our rankings are not for sale; sponsored placements are always labelled.

PayPal Business logo PayPal BusinessRazorpay logo Razorpay
Best forFreelancers and small sellers getting paid by international buyersOnline businesses and startups wanting a developer-friendly gateway
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Buyers worldwide already trust it
  • Simple invoicing
  • Quick website checkout buttons
  • Wide payment method support
  • Payment links without a website
  • Good developer documentation
Watch out for
  • Currency conversion and receiving fees are high
  • Disputes can freeze funds
  • Fees and settlement terms vary by business type
  • KYC approval required
Visit PayPal BusinessVisit Razorpay

Which should you choose?

PayPal Business: Widely trusted payment service for receiving money from customers abroad, sending invoices and adding checkout buttons to websites.

Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.