Payment Gateways

PayPal Business vs Xendit

Both are payment gateways. The short answer: choose PayPal Business if you are freelancers and small sellers getting paid by international buyers; choose Xendit if you are businesses accepting payments in Indonesia and the Philippines.

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PayPal Business logo PayPal BusinessXendit logo Xendit
Best forFreelancers and small sellers getting paid by international buyersBusinesses accepting payments in Indonesia and the Philippines
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalGlobal
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Buyers worldwide already trust it
  • Simple invoicing
  • Quick website checkout buttons
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
Watch out for
  • Currency conversion and receiving fees are high
  • Disputes can freeze funds
  • Coverage limited to SEA
  • Fees vary by method
Visit PayPal BusinessVisit Xendit

Which should you choose?

PayPal Business: Widely trusted payment service for receiving money from customers abroad, sending invoices and adding checkout buttons to websites.

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.