Payment Gateways
Paystack vs Instamojo
Both are payment gateways. The short answer: choose Paystack if you are businesses accepting payments in Nigeria, Ghana, Kenya and South Africa; choose Instamojo if you are micro businesses and creators selling without a full website.
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| Best for | Businesses accepting payments in Nigeria, Ghana, Kenya and South Africa | Micro businesses and creators selling without a full website |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Global | Yes |
| Categories | Payment Gateways | Payment Gateways, E-commerce Platforms |
| Strengths |
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| Watch out for |
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| Visit Paystack | Visit Instamojo |
Which should you choose?
Paystack: Stripe-owned African payment gateway for cards, bank transfers, USSD and mobile money.
Instamojo: Payment links and a simple online store builder for small sellers.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.