Payment Gateways

PayU India vs GoCardless

Both are payment gateways. The short answer: choose PayU India if you are e-commerce and education businesses with mixed payment methods; choose GoCardless if you are businesses collecting recurring payments by bank debit.

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PayU India logo PayU IndiaGoCardless logo GoCardless
Best forE-commerce and education businesses with mixed payment methodsBusinesses collecting recurring payments by bank debit
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesGlobal
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Many payment options including EMI
  • Established provider
  • Lower fees than cards for recurring payments
  • Automatic retries for failed payments
  • Integrates with Xero and QuickBooks
Watch out for
  • Onboarding and fees depend on business category
  • Bank payments take days to settle
  • Not for one-off card checkouts
Visit PayU IndiaVisit GoCardless

Which should you choose?

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

GoCardless: Payment platform for direct debit and bank payments, popular for subscriptions and recurring invoices in the UK and Europe.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.