Payment Gateways

PhonePe Payment Gateway vs Xendit

Both are payment gateways. The short answer: choose PhonePe Payment Gateway if you are businesses whose customers mostly pay by UPI; choose Xendit if you are businesses accepting payments in Indonesia and the Philippines.

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PhonePe Payment Gateway logo PhonePe Payment GatewayXendit logo Xendit
Best forBusinesses whose customers mostly pay by UPIBusinesses accepting payments in Indonesia and the Philippines
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesGlobal
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Familiar UPI brand for customers
  • UPI-focused checkout
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
Watch out for
  • Check availability of features for your category
  • Coverage limited to SEA
  • Fees vary by method
Visit PhonePe Payment GatewayVisit Xendit

Which should you choose?

PhonePe Payment Gateway: Payment gateway from PhonePe with UPI-first checkout plus cards and netbanking.

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.