Payment Gateways

Stripe vs PayU India

Both are payment gateways. The short answer: choose Stripe if you are online businesses and SaaS companies taking card payments internationally; choose PayU India if you are e-commerce and education businesses with mixed payment methods.

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Stripe logo StripePayU India logo PayU India
Best forOnline businesses and SaaS companies taking card payments internationallyE-commerce and education businesses with mixed payment methods
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Excellent API and documentation
  • Subscriptions, invoicing and tax tools
  • Available in dozens of countries
  • Many payment options including EMI
  • Established provider
Watch out for
  • Pay-per-transaction fees add up at scale
  • Account reviews can delay payouts for new businesses
  • Onboarding and fees depend on business category
Visit StripeVisit PayU India

Which should you choose?

Stripe: Global payments platform for accepting cards, wallets and local payment methods online, with subscriptions, invoicing and strong developer tools.

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.