Payment Gateways

Stripe vs Razorpay

Both are payment gateways. The short answer: choose Stripe if you are online businesses and SaaS companies taking card payments internationally; choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway.

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Stripe logo StripeRazorpay logo Razorpay
Best forOnline businesses and SaaS companies taking card payments internationallyOnline businesses and startups wanting a developer-friendly gateway
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Excellent API and documentation
  • Subscriptions, invoicing and tax tools
  • Available in dozens of countries
  • Wide payment method support
  • Payment links without a website
  • Good developer documentation
Watch out for
  • Pay-per-transaction fees add up at scale
  • Account reviews can delay payouts for new businesses
  • Fees and settlement terms vary by business type
  • KYC approval required
Visit StripeVisit Razorpay

Which should you choose?

Stripe: Global payments platform for accepting cards, wallets and local payment methods online, with subscriptions, invoicing and strong developer tools.

Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.