Payment Gateways
Wise Business vs Instamojo
Both are payment gateways. The short answer: choose Wise Business if you are freelancers, agencies and exporters receiving and paying in foreign currencies; choose Instamojo if you are micro businesses and creators selling without a full website.
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| Best for | Freelancers, agencies and exporters receiving and paying in foreign currencies | Micro businesses and creators selling without a full website |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Global | Yes |
| Categories | Payment Gateways, Freelancer & Agency Tools | Payment Gateways, E-commerce Platforms |
| Strengths |
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| Watch out for |
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| Visit Wise Business | Visit Instamojo |
Which should you choose?
Wise Business: Multi-currency business account with local bank details in several currencies and transfers at the mid-market exchange rate.
Instamojo: Payment links and a simple online store builder for small sellers.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.