Payment Gateways
Xendit vs Instamojo
Both are payment gateways. The short answer: choose Xendit if you are businesses accepting payments in Indonesia and the Philippines; choose Instamojo if you are micro businesses and creators selling without a full website.
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| Best for | Businesses accepting payments in Indonesia and the Philippines | Micro businesses and creators selling without a full website |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Global | Yes |
| Categories | Payment Gateways | Payment Gateways, E-commerce Platforms |
| Strengths |
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| Watch out for |
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| Visit Xendit | Visit Instamojo |
Which should you choose?
Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.
Instamojo: Payment links and a simple online store builder for small sellers.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.