Payment Gateways

Xendit vs PayPal Business

Both are payment gateways. The short answer: choose Xendit if you are businesses accepting payments in Indonesia and the Philippines; choose PayPal Business if you are freelancers and small sellers getting paid by international buyers.

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Xendit logo XenditPayPal Business logo PayPal Business
Best forBusinesses accepting payments in Indonesia and the PhilippinesFreelancers and small sellers getting paid by international buyers
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalGlobal
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
  • Buyers worldwide already trust it
  • Simple invoicing
  • Quick website checkout buttons
Watch out for
  • Coverage limited to SEA
  • Fees vary by method
  • Currency conversion and receiving fees are high
  • Disputes can freeze funds
Visit XenditVisit PayPal Business

Which should you choose?

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

PayPal Business: Widely trusted payment service for receiving money from customers abroad, sending invoices and adding checkout buttons to websites.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.