Payment Gateways

Xendit vs PayU India

Both are payment gateways. The short answer: choose Xendit if you are businesses accepting payments in Indonesia and the Philippines; choose PayU India if you are e-commerce and education businesses with mixed payment methods.

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Xendit logo XenditPayU India logo PayU India
Best forBusinesses accepting payments in Indonesia and the PhilippinesE-commerce and education businesses with mixed payment methods
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
  • Many payment options including EMI
  • Established provider
Watch out for
  • Coverage limited to SEA
  • Fees vary by method
  • Onboarding and fees depend on business category
Visit XenditVisit PayU India

Which should you choose?

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.