Payment Gateways

Xendit vs Stripe

Both are payment gateways. The short answer: choose Xendit if you are businesses accepting payments in Indonesia and the Philippines; choose Stripe if you are online businesses and SaaS companies taking card payments internationally.

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Xendit logo XenditStripe logo Stripe
Best forBusinesses accepting payments in Indonesia and the PhilippinesOnline businesses and SaaS companies taking card payments internationally
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaGlobalGlobal
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Local methods like e-wallets and QRIS
  • Developer-friendly API
  • Disbursements
  • Excellent API and documentation
  • Subscriptions, invoicing and tax tools
  • Available in dozens of countries
Watch out for
  • Coverage limited to SEA
  • Fees vary by method
  • Pay-per-transaction fees add up at scale
  • Account reviews can delay payouts for new businesses
Visit XenditVisit Stripe

Which should you choose?

Xendit: Payment gateway for South-East Asia with bank transfers, e-wallets, cards and QR payments.

Stripe: Global payments platform for accepting cards, wallets and local payment methods online, with subscriptions, invoicing and strong developer tools.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.