Accounting Software

Xero vs Exact Online

Both are accounting software. The short answer: choose Xero if you are small businesses and accountants in the UK, Australia and New Zealand; choose Exact Online if you are dutch and Belgian SMEs and accountants.

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Xero logo XeroExact Online logo Exact Online
Best forSmall businesses and accountants in the UK, Australia and New ZealandDutch and Belgian SMEs and accountants
Free planNo (trial may exist)No (trial may exist)
PricingSee providerSee provider
Built for IndiaGlobalGlobal
CategoriesBilling & Invoicing Software, Accounting SoftwareAccounting Software, ERP Software
Strengths
  • Clean, fast reconciliation
  • Unlimited users on plans
  • Big integration marketplace
  • Strong in Benelux tax rules
  • Modules for wholesale and manufacturing
  • Accountant collaboration
Watch out for
  • Payroll availability depends on country
  • Lower plans cap some transactions
  • Benelux focus
  • Modules add up in price
Visit XeroVisit Exact Online

Which should you choose?

Xero: Cloud accounting platform known for bank reconciliation, invoicing and a large app marketplace.

Exact Online: Cloud business software for accounting, invoicing, inventory and payroll, widely used in the Netherlands and Belgium.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all accounting software compared.