Payment Gateways

GoCardless logo

GoCardless review

Payment platform for direct debit and bank payments, popular for subscriptions and recurring invoices in the UK and Europe.

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Best for
Businesses collecting recurring payments by bank debit
Free plan
Verify
Pricing
Check the provider's website for current pricing in your currency.
Company origin
United Kingdom

Overview

GoCardless is payment platform for direct debit and bank payments, popular for subscriptions and recurring invoices in the UK and Europe. It is a strong fit for businesses collecting recurring payments by bank debit. It is used internationally — check that it supports your country's tax rules, currency and payment methods.

Pros

  • Lower fees than cards for recurring payments
  • Automatic retries for failed payments
  • Integrates with Xero and QuickBooks

Cons

  • Bank payments take days to settle
  • Not for one-off card checkouts

Who should consider GoCardless?

Consider it if you are among businesses collecting recurring payments by bank debit. Before you buy, test it with a week of real work, check the price for your number of users, and confirm you can export your data if you switch later.

GoCardless alternatives

SoftwareBest forFree planOrigin
Razorpay logoRazorpayOnline businesses and startups wanting a developer-friendly gatewayVerifyINVisit
Cashfree Payments logoCashfree PaymentsBusinesses that need both collections and payoutsVerifyINVisit
PayU India logoPayU IndiaE-commerce and education businesses with mixed payment methodsVerifyNLVisit
Instamojo logoInstamojoMicro businesses and creators selling without a full websiteVerifyINVisit
CCAvenue logoCCAvenueBusinesses needing many payment options and international cardsVerifyINVisit
PhonePe Payment Gateway logoPhonePe Payment GatewayBusinesses whose customers mostly pay by UPIVerifyINVisit

See all GoCardless alternatives →

Compare GoCardless

Frequently asked questions

Does GoCardless have a free plan?
Check the provider's website for current plan options.
What is GoCardless best for?
Businesses collecting recurring payments by bank debit.
What are the best alternatives to GoCardless?
Razorpay, Cashfree Payments, PayU India, Instamojo, CCAvenue.