Payment Gateways

Paystack logo

Paystack review

Stripe-owned African payment gateway for cards, bank transfers, USSD and mobile money.

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Best for
Businesses accepting payments in Nigeria, Ghana, Kenya and South Africa
Free plan
Verify
Pricing
Check the provider's website for current pricing in your currency.
Company origin
Nigeria

Overview

Paystack is stripe-owned African payment gateway for cards, bank transfers, USSD and mobile money. It is a strong fit for businesses accepting payments in Nigeria, Ghana, Kenya and South Africa. It is used internationally — check that it supports your country's tax rules, currency and payment methods.

Pros

  • Local payment methods
  • Developer-friendly
  • Backed by Stripe

Cons

  • Africa-only merchants
  • Fees vary by country

Who should consider Paystack?

Consider it if you are among businesses accepting payments in Nigeria, Ghana, Kenya and South Africa. Before you buy, test it with a week of real work, check the price for your number of users, and confirm you can export your data if you switch later.

Paystack alternatives

SoftwareBest forFree planOrigin
Razorpay logoRazorpayOnline businesses and startups wanting a developer-friendly gatewayVerifyINVisit
Cashfree Payments logoCashfree PaymentsBusinesses that need both collections and payoutsVerifyINVisit
PayU India logoPayU IndiaE-commerce and education businesses with mixed payment methodsVerifyNLVisit
Instamojo logoInstamojoMicro businesses and creators selling without a full websiteVerifyINVisit
CCAvenue logoCCAvenueBusinesses needing many payment options and international cardsVerifyINVisit
PhonePe Payment Gateway logoPhonePe Payment GatewayBusinesses whose customers mostly pay by UPIVerifyINVisit

See all Paystack alternatives →

Compare Paystack

Frequently asked questions

Does Paystack have a free plan?
Check the provider's website for current plan options.
What is Paystack best for?
Businesses accepting payments in Nigeria, Ghana, Kenya and South Africa.
What are the best alternatives to Paystack?
Razorpay, Cashfree Payments, PayU India, Instamojo, CCAvenue.